Over the last couple of years, we've seen record low inventory, significant demand, and low-interest rates, which have created an unprecedented seller's market. While rising rates are expected to cool things off a bit, sellers are still very much in the driver's seat.
However, our real estate agents say buying a home in this market isn't impossible. Buyers just have to adjust their approach. It's also never been more important to have an experienced real estate agent in your corner. An agent is critical for navigating the complexities of today's market and avoiding costly pitfalls. Here's why:
Buying a home is challenging in today's market, but a good agent can help you find success. Contact us today to start exploring local listings.
When you're buying a home, you often have a full to-do list. You have to arrange financing for your new home and get your old property prepared to sell or move out of. It's likely that you have multiple things demanding your attention; this, unfortunately, can make you susceptible to phishing scams.
A phishing scam is a scam that uses a text message, phone call, or email to trick people into revealing their sensitive information. The scammer makes the scam message appear as if it's from a company that you know, like your bank, credit card company, a retailer, or even a government entity.
Once you click the link or contact the scammer with your info, they're able to use it to access your financial accounts or potentially open financial products in your name. The scammers can then run up debt in your name or steal your money.
Phishing scams can even be real estate related to trick would-be homeowners into revealing their info in hopes of navigating the home buying process. Our real estate agents recommend following these tips to protect yourself from phishing scams.
Following these tips can help you avoid a phishing scam. One of the best ways to protect yourself from real estate phishing scams is to have an experienced agent in your corner, helping you out through the process. Contact us today!
Saving up for a down payment can be one of the most challenging parts of buying a home, especially for first-time buyers. Here are seven tips our real estate agents recommend to help you save for a down payment on your dream home!
Saving for a down payment may seem daunting, but having a solid plan in place can put your dream house within easier reach than you might think. Ready to start your search? Contact us today.
Everyone wants safety and security for their homes, but before you assume a particular gated community is right for you, it's important that you understand all the rules and restrictions that accompany that security. Our real estate agents can help you make the right decision based on your lifestyle. There are several basic types of gated communities. Each has its own pros and cons.
In addition to the perks and restrictions specific to each of these, there are some policies that apply to all. Some benefits include lower crime rates, less traffic, no solicitors, and higher property values. Most exterior maintenance will be covered by the HOA fees. Some properties even include cable and house painting. Less work on the part of the homeowner means more spare time to enjoy the amenities offered. The downsides can be restrictions on the type of pets allowed, excessive HOA fees, restricted visitor access, and strict rules governing home exteriors. Deliveries may be problematic. Many communities require the owner to reside in the home for a defined time frame before renting to avoid turnover.
Once you understand the parameters of living in the various gated community types, it's easier to know what to look for in a new home. Contact us when you're ready to look at Bradenton homes for sale or Sarasota homes for sale in gated communities.
Ready to buy your first home? 2020 has been a year unlike any other, and there are unique opportunities available to anyone who is dreaming of becoming a homeowner for the first time. Interest rates are lower than ever, sellers are very motivated to find qualified buyers, and you can take detailed tours of available homes without leaving your current residence. Our real estate agents have all the details on why this is the perfect time to shop for your first home, and how you can prepare for this opportunity.
Tips to Help Land Your Perfect First Home in This Unique Market
Ready to purchase your first home, but still searching for the real estate agent who will help you cross the finish line? Contact us to buy and sell homes in the Manatee and Sarasota, FL area.
Everyone's "dream home" looks a little different, but what happens when you try to merge two different pictures? House hunting as a married couple is easier than going solo because you have emotional and financial support throughout the process. If you and your spouse have different ideas about your future digs, it's important to find out now and figure it out. Keep in mind, compromise isn't always easy when you're making the most significant purchase of your life.
At Wagner Realty, our real estate agents are committed to simplifying your search for a home. We know how important it is to find a house that works for both you and your spouse. As you prepare to embark on a house-hunting journey, here are some home-buying tips to help you avoid common conflicts:
Ready to start looking for a house with your spouse? Contact Wagner Realty to find an agent who can help you find a home that makes both of you happy.
So you've fallen in love with the perfect house. Your dream home is waiting, and now the ball is in your court. Knowing how to make the right impression with the seller is an important element in negotiating an agreeable selling price and ensuring that your prospective new home doesn't slip away and into someone else's hands. Our real estate agents have the experience and know how to help you make an offer that's hard to refuse, and we've put together a few suggestions that could give you the advantage in sealing the deal.
Many home sellers have an emotional attachment to their home and may be a bit reluctant of letting it go to a virtual stranger. If you are ready to make an offer, consider taking the time to write a cover letter to send with it. Of course you'll want to introduce yourself and perhaps give the seller a little bit of personal background, but more importantly, you'll want to let them know why their home is so appealing to you. Giving the seller insight as to why you love their home may just give you the upper hand, especially if there are multiple offers on the table.
An offer is one thing, but documentation that backs up your offer in black and white is almost certain to get the seller's attention. Proof of financing terms from your bank as well as an underwriting approval indicates that you are ready and have the financial resources available to purchase the home.
Asking for seller concessions such as closing costs may put your offer in line behind other buyers who aren't requesting such credits. Furnishings and fixtures are not always included with the home, and no matter how much you fancy them, it might be wiser to wait and purchase comparable items on your own instead of giving the seller a reason to hesitate in considering your offer.
If you are in a position to do so financially, you might give some thought to making an offer over the seller's list price. There's no doubt that an offer that exceeds the seller's expectations will be taken seriously.
Want to let the seller know that you mean business? Here are a few other ideas that might sway the seller to accept your offer:
You know what you're looking for, and now you know some of the best secrets to making a successful offer. Your dream home is out there, and we want to help you find it Contact Wagner Realty today, and let our team of experts show you a world of possibilities!
If you're thinking about relocating to a warmer climate, Sarasota, Florida is a wonderful choice. It's the city "where urban amenities meet small-town living." Winters are tropical, with occasional Gulf breezes and rain showers to ease the heat. You'll find a thriving art and culture scene and exciting residential and commercial architecture. If you're making the transition as a Sarasota retiree, you'll find many activities to fill your leisurely days.
Our REALTORS® live, work, and play in the Sarasota area. We believe it's one of the most desirable cities in America. When you're ready to explore local living options, we'll be happy to arrange tours of Sarasota homes for sale. In the meantime, take a look at our Step-by-Step Guide for Relocating to Sarasota.
1. Visit Sarasota
If you haven't made up your mind about your move, visit our fabulous city and you'll know for sure. Sarasota is far more than just palm trees, beaches, and sunshine. You'll enjoy entertainment, dining, and outdoor activities. With the extensive selection of homes, you're certain to find the style, space, and amenities you want.
2. Connect with a REALTOR®
Establish a relationship with a Florida real estate professional who can manage the home-buying process from beginning to end. Your REALTOR® can begin searching for a home that meets your criteria.
3. Organize your move
Consider delegating your moving tasks. Movers can pack, load, move, unload, unpack, and set up at your final destination while you relax and remain stress-free. If you're moving for a transfer or promotion, your employer might reimburse your expenses. Otherwise, they could be tax deductible.
4. Arrange your utilities
You must contact several sources to establish utility services in your new home.
5. Connect your phone
If you're a cell-only family, check to see if your provider has coverage in Sarasota. Companies like Wirefly, Xfinity, and others offer Voice Over Internet Protocol (VOIP) home landline service.
6. Get legal to drive in Florida
Drivers in Florida must have:
7. Find a new doctor
The Sarasota County Medical Society maintains an online Sarasota Physician Directory.
8. Find a new dentist
Visit Dentist.com for a directory of Sarasota dentists.
9. Enroll your kids in school
10. Change your address
Complete a USPS.com online address change so your mail will follow you to Sarasota. USPS partners will send digital coupons you can use at your new location.
11. Register to vote
Follow the instruction at the Sarasota County Supervisor of Elections website to complete the voter registration process online or print, complete and mail the application.